Visa Black Card Review - Is It Only For The Uber-rich?The Black Card is definitely a high-end luxury card launched by Visa targetting those who enjoy the finer things in life. The requirements are not as restrictive as the american express centurion card but its definitely not something you fill out an application for without going over the requirements. Want some compelling reasons to get the card? Sleek looks - This card definitely stands out in this area. Unlike most other cards, this isnt made of plastic but carbon. Cash back - Card provides 1% cash back on all purchases that can be used towards travel. Concierge service - This is a very BIG deal. You will get access to a 24-7 world class concierge service just a phone call away. They will assist you with any peronal, travel or leisure needs. Ever wondered what it is like to get whatever you want and whenever you want ... Wonder no more. Luxury gifts & Priority Pass - As part of the agreement with Visa, the top brands around the world will be sending you luxury gifts simply for being a member. As if that weren't enough, you would also get access to Priority Pass, the worlds largest airport VIP lounge membership with over 500 airport lounges worldwide. Once you are member, you might not mind being stuck at airports every once in a while. That's not all. Here are a few other features as part of the deal: * 0% APR on Balance transfers upto 6 months. Now you must be wondering - what is the cost of all this? Alas, there is no such thing as a free lunch. The Black Card is no exception. The annual fee is $495 and the purchase APR is 13.24%(currently). Is it worth it? Well - thats upto you. Do you want the above luxuries? Do you need the high spending limit and are willing to pay the price to keep it? For those of us, who answered yes to the above - you have to get it. Once you do, you wouldnt know how you lived without it ...
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